Loan Officer - نابلس | سمارت إندكس

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Loan Officer - نابلس



UNRWA, the largest United Nations operation in the Middle East with over 30,000 staff working across five areas of operation, is looking for professionals like you. UNRWA’s human development goals UNRWA is funded almost entirely by voluntary contributions from UN member states, regional bodies, business foundations and individual contributions. UNRWA has identified four human development goals as the focus of the Agency’s operations in committing to fostering human development of Palestine refugees by helping them to: lead long and healthy lives, acquire knowledge and skills, achieve decent standards of living and enjoy human rights to the fullest possible extent

The main responsibilities include:

  • In accordance with established Agency policy and procedures, the incumbent:
  •  Promotes and retails credit to micro-entepreneurs and small businesses through visits to designated local market and industrial areas to support business development by financing working capital and investment opportunities.
  •  Promotes and retails consumer and housing loans to low-income households through visits to their workplaces and households to provide finance for household assets and home improvement;
  •  Ensures screening of prospective borrowers, including visiting the businesses and/or households, completing the loan applications, analyzing the loan requests and recommending disbursement;
  • Through individual marketing and promotion channels, ensures financing new and repeated loans to increase the size of the portfolio;
  •  Monitors and leverages an adequate healthy caseload of active borrowers;
  •  Follows up on payments of performing portfolio to ensure adequate repayment rate;
  •  In coordination with the relevant MD staff, follows up on payments of bad portfolio from delinquent clients to reduce its volume.
  • Performs such other duties as may be assigned.

Conditions of service

Limited Duration Contract (LDC- Band ML3B) Monthly basic salary USD 747.70 depending on the professional knowledge and experience. Other benefits include compulsory medical insurance, 30 days of annual leave pre-rated to the duration of the contract where less than one year, and family allowance (if applicable).

Additional information

 Possession of a valid driving license.

 Willingness to work beyond regular working hours.

To qualify for this position, you will need:

Education: Completion of a two-year post secondary diploma in accountancy, business, marketing or other related commercial discipline

Work: Completion of three years of relevant working

experience: including in microfinance (as a Loan Officer), sales or marketing.

Language: (s) Good command of spoken and written Arabic and English.

Desirable qualifications: A first university degree in business administration, accountancy or economics OR relevant years of experience in sales, marketing, or banking is preferred.

You will also need to demonstrate the following competencies:

  •  Ability to work within a team.
  •  Effective interpersonal, communication and marketing skills.
  •  Customer focus with commercial judgment.
  •  Familiarity with the local market needs.
  •  Problem solving abilities.
  • Ability to cope with change and pressure.

How to apply:

For more details on UNRWA, please visit:https://jobs.unrwa.org/frmListVacancies.aspx

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