Vacancy Announcement
Loan Officer, (LDC)/ ML3B

Deadline for Applications 23 September, 2020
Contract Status Duration Limited Duration Contract for 1 year (applies to external candidates and internal candidates on LDC); renewable; Appointment subject to funding confirmation.
Vacancy Announcement Number & Duty Station andDepartment: VN/WB/80/2020/X Tulkarem Branch - Microfinance Dep.

The main responsibilities include:

In accordance with established Agency policy and procedures, the incumbent:

• Promotes and retails credit to micro-entepreneurs and small businesses through visits to designated local market and industrial areas to support business development by financing working capital and investment opportunities.
• Promotes and retails consumer and housing loans to low-income households through visits to their workplaces and households to provide finance for household assets and home improvement;
• Ensures screening of prospective borrowers, including visiting the businesses and/or households, completing the loan applications, analyzing the loan requests and recommending disbursement;
• Through individual marketing and promotion channels, ensures financing new and repeated loans to increase the size of the portfolio;
• Monitors and leverages an adequate healthy caseload of active borrowers;
• Follows up on payments of performing portfolio to ensure adequate repayment rate;
• In coordination with the relevant MD staff, follows up on payments of bad portfolio from delinquent clients to reduce its volume.
• Performs such other duties as may be assigned.

Conditions of service

Limited Duration Contract (LDC- Band ML3B) Monthly basic salary USD 846.60 depending on the professional knowledge and experience. Other benefits include compulsory medical insurance, 30 days of annual leave pre-rated to the duration of the contract where less than one year, and family allowance (if applicable).

Additional information

• Possession of a valid driving license.
• Willingness to work beyond regular working hours.

To qualify for this position, you will need:

Education Completion of a two-year post secondary diploma in accountancy, business, marketing or other related commercial discipline.

Work experience Completion of three years of relevant working experience, including in microfinance (as a Loan Officer), sales or marketing.

Language(s) Good command of spoken and written Arabic and English.

Equivalency: Candidates with an equivalent combination of relevant academic qualifications, professional training and progressive work experience may also be considered.

You will also need to demonstrate the following competencies:

• Ability to work within a team.
• Effective interpersonal, communication and marketing skills.
• Customer focus with commercial judgment.
• Familiarity with the local market needs.
• Problem solving abilities.
• Ability to cope with change and pressure.

Desirable qualifications:

A first university degree in business administration, accountancy or economics OR relevant years of experience in sales, marketing, or banking is preferred.

Additional Requirements:

Applicants should be resident of Tulkarem Governorate.

How to apply

To start the application process, applicants are required to register at http://jobs.unrwa.org by creating a personal profile and completing UNRWA Personal History Form. Only applications received through http://jobs.unrwa.org will be considered. Due to the large number of applications received for UNRWA vacancies, only applicants short-listed for interview will be contacted.

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